Finfocus

Unlock your financial potential through the Value of advice

Focused financial advice by our experts can unlock value for you by enhancing savings, optimising assets, achieving goals, and securing your financial future.

Our focused advice

The value of advice is not easily quantifiable as it covers a wide variety of aspects, but research has shown that there is a measurable and quantitative value to financial advice. The well-known Russel Investments’ “Value of an Advisor” study report found that the value of professional financial advice can add approximately 4.91% to a client’s investment returns.

At Finfocus, clients benefit from a range of valuable services, including enhanced savings discipline, tax-efficient structuring, optimised asset allocation, behavioural coaching, and comprehensive goal-oriented planning. These aspects contribute to the overall value provided to clients. Although these aspects are not easily quantifiable in monetary terms, they are invaluable to clients and priceless.

Six steps of financial planning​

We strive to render apt advice and a professional service to our clients. For this reason, we apply the Financial Planning Institute’s recommended 6 steps in financial planning. The application of the process ensures that we will comply with the stipulations of the FAIS legislation.

Finflash

What to do during a motor accident

1. STOP, STAY CALM, Do not admit guilt or make any promises. 2. Take PHOTOS of the accident scene, the damage to involved vehicles, the registration & license disk of the other vehicles. 3. COLLECT the...

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Why do I need a Financial Advisor?

You need to manage your money. This implies more than just budgeting to get by on a monthly basis or watching expenses (although these too are necessary). You also need to manage your money to fulfill...

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Retirement annuities to the rescue

One of the best ways to save for the future and to decrease your tax bill is to make contributions to a retirement annuity. Retirement annuities are investment products that allow you to save for your...

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Will I be paying more tax?

Tax Deductions (PAYE) on your Pension or Annuity SARS has decided that what is sauce for the goose, is also sauce for the gander. In tax terms this means, that if pensioners or annuitants receive their...

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Dreaded disease

MOST CRITICAL ILLNESS CLAIMS IN THE INDUSTRY ARE FOR THE FOUR MAJOR CONDITIONS: Cancer; Heart Attack; Stroke and Coronary-Artery Bypass Graft Examples of other conditions, apart from the major 4 listed above, that are usually covered...

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Finfocus_Retirement

RETIREMENT? DON’T BE CAUGHT NAPPING! Too many people think of retirement planning as something that needs to be done just prior to retirement. Retirement planning actually consists of three phases: Planning (be)for(e) retirement Investment planning at...

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It is time to save on tax

With the 2018 tax year for individuals drawing to a close, investors have a final opportunity before the end of February to reduce their taxable income and pay less tax by contributing to a retirement annuity....

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Finfocus verwelkom CJ le Roux
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Finfocus appoints a new advisor
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Last Will and Testament
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Will I be paying more TAX?
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Be Prepared
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Dreaded Disease
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Why do I need a financial adviser?
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Coronavirus
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Season’s Greetings 2019/2020
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Car accident: Are you guilty or innocent?
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Tired of being financially out of pocket after a total loss on your motor vehicle?
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Don’t miss out on these tax breaks
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Travel Insurance
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Finfocus Retirement
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Money Talks
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Do you know about the earlier deadline for submitting your income tax return for 2018?
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Your budget - Your roadmap for financial well-being
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Education - A legacy for life
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Water crisis in the Western Cape - is your risk cover up to it?
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It is time to save on tax!
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Why Frail care?
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The real cost of cancer
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Worried about funeral costs?
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