B.Comm; Hons B.Comm; MA in Economics (Northwestern, Chicago); Hons B (B&A) (Stellenbosch University); DPhil Business & Commerce (H.C.) (1996); Gerhard completed the Advanced Management Program (Harvard University) in 1987.
Gerhard was born in Cape Town and matriculated in George. He spent his whole working career with Old Mutual during which time he occupied several management positions and retired in 2001 as the Managing Director of Old Mutual South Africa.
He has served as director for various organisations, some of which are Transnet, Nedbank, Imperial Bank, CG Smith, Stellenbosch University and various Old Mutual affiliates in the UK, the Channel Islands, Bermuda and South Africa.
Gerhard is married to Di and they have two sons, three daughters and seven grandchildren. He enjoys reading widely, is a keen traveller, both locally and internationally and he loves relaxing at the family vacation home on the West Coast.
BA – Law & Economics (US); Post Graduate Diploma in Financial Planning (PGDFP) (UOVS) – 2000; Advanced Post Graduate Diploma in Financial Planning (UOVS) – 2002; CFP® - 2000
Schalk is one of the founding partners and Managing Director of Finfocus. He started in the industry in 1996 as a broker consultant for Old Mutual after he completed his BA Law and Economics degree at the University of Stellenbosch.
In July 2000 he started consulting with clients directly as part of a team that established the high net worth client advice arm of Old Mutual. He realised early on the need for true independent advice and became an independent financial advisor in November 2001.
He completed both his Post Graduate Diploma in Financial Planning and the Advanced Post Graduate Diploma in Financial Planning (Investments) at the University of Free State. He is a practicing CERTIFIED FINANCIAL PLANNER® professional.
He has a holistic approach to financial planning and takes trouble in developing a personalised financial plan based on the needs of his clients. This approach presupposes that he sees individual clients regularly whether they are based in the immediate vicinity (Franschhoek, Stellenbosch, Somerset West, Strand), slightly further afield (in Durbanville, Cape Town and Century City) or even in the Pretoria-Johannesburg area. This personal contact ensures that his clients can rest assured that any financial action that they take, is taken into account and that their financial allocations are optimised and correctly applied.
He also advises on business assurance and markets employee benefits for small to medium companies.
BA (US) – 1977 ; HDB (US) – 1978 ; ILPA (UOVS) – 1994 ; CFP® - 1994 - 2020
Amy is a founding partner and Director of Finfocus. She was the Managing Director from 2003 – 2018 and a practicing CERTIFIED FINANCIAL ADVISER until 2020.
She is 95% retired and is now the financial adviser to a limited number of clients – mostly family - and do not accept any new clients.
BA (US) – 1982; Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2006; CFP® - 2007
Callie grew up in Springbok where he matriculated in 1972. After completing his BA degree at Stellenbosch University he joined Old Mutual in Stellenbosch as a Financial Adviser. During his 25 years with Old Mutual he won various International Quality Awards for client service and he also managed a team of seven advisers.
Since joining Finfocus in 2003 as a partner and company Director, he completed a Post Graduate Diploma in Financial Planning and is a CERTIFIED FINANCIAL PLANNER® Practitioner. Callie gained experience as an Associated Member of the Professional Risk Analysis Practitioner Association (PRAPA), an independent Broker Network that provides business owners with a holistic analysis and an in-depth audit of all aspects of business risks.
Callie has a keen interest in investment-, retirement- and estate planning and enjoys working with older clients. He also likes to develop individual financial plans for the younger generation that will help them realize their financial dreams.
He believes new generation risk products providing cover against severe illnesses and frail care, even after retirement, should form part of a holistic financial plan. He encourages his younger clients to start investing from an early age for adequate retirement provision.
Callie likes to play golf and to spend time with his family and friends.
It brings him joy to know that he has contributed in a positive way to a client’s personal well-being.
BA (UNW) - 1984; Higher Certificate in STI (NQF5) (LIISA) - 2013
Ella obtained the B.A. degree from the University of Northwest and afterwards worked for an insurance company for 20 years in different capacities. As Broker Consultant for 2 years, 12 years as Underwriter and 6 years as Underwriting Manager. This puts her in the fortunate position of knowing what insurance companies’ expectations are. She joined the Finfocus team in 2006 as the company’s short term advisor. She obtained her Higher Certificate in Short Term Insurance (NQF5) with distinction and was accepted as Licenciate of the Insurance Institute of South Africa.
Ella does not have preferences regarding her client base and treats all clients with equal respect and attention. Her team consists of an assistant, Gerhard Olivier and you, the client. Without you there is no team. Our team wants to solve your problem, provide you with the best options available in the market and suitable to your particular needs. Ella’s clients are based all over the Boland Stellenbosch-Somerset West districts and the Winelands area. The claims process is always an area of inconvenience, therefore we strive to make your claims experience as painless as possible. For you, we will walk the extra mile and it really helps that Ella knows the area where her clients live.
We stay on top of new developments in the insurance market and increase our knowledge and expertise by attending courses and workshops. Knowledge empowers us to ensure that you benefit from your short term insurance experience.
Ella loves her challenging career, but as with all balanced environments, it is not all hard work and no play. Just like you, she needs to take time out every now and then just to recharge the batteries and refocus. Ella found that painting, writing and reading “beams her up Scotty” to another universe and “may the force be with us then”.
Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2018; CFP® 2019.
After living in the UK for almost 10 years, Willem and his family decided to move back to South Africa. He joined Finfocus in June 2016 and has a real passion for assisting individuals and businesses with their financial planning needs. He has been very involved with his growing client base in Cape Town, Durbanville, Paarl, Somerset West and Stellenbosch area, as well as the Winelands in general.
Willem holds certificates in Higher Financial Planning (NQF5), Advanced Financial Planning (NQF6) and Financial Management (UNISA) and completed his Post GraduateDiploma in Financial Planning at the University of Stellenbosch Business School (USB) and his CFP® in 2019. Willem believes in independent financial advice and can assist his clients with investments, individual and business risk planning, estate and retirement planning, employer benefits, medical aid and gap cover.
Willem enjoys running, mountain biking and spending time with his wife and 2 children.
Plan – We ‘plan’ our lives on an everyday basis. If you want to plan for your future you need a financial plan that was created, taking your needs and abilities into consideration. We have to plan for life changing events (injury, illness, hospitalisation, etc.), the house or car we want to buy and retirement.
Protect – We protect ourselves and our loved ones by locking our doors, fastening our seat belts, having medical aid, severe illness cover and most importantly protecting our biggest asset, our ability to earn an income.
Provide – When we start our working life, we start to provide. We need to ensure that we can pay our daily expenses for example rent, mortgage, children’s education, food on the table, etc. and look at the financial impact it would have if one or both ‘providers’ fall away.
Prosper – by planning, protecting and providing we enable ourselves to prosper. We all want to be in a good financial position during our lifetime and especially at retirement.
LLB (US) - 1995; Post Graduate Diploma in Financial Planning (PGDFP) (UOVS) – 2001; and CFP® - 2001.
Andries was born and raised in Durban, KwaZulu-Natal. After his national service he found his way down to Stellenbosch where he obtained B Comm and LLB degrees in 1993 and 1995.
He qualified as a practising attorney but after a short legal career joined Sanlam Trust as an Estate and Trust Consultant in 2000.
He obtained his Certificate in Financial Planning in 2001 and he has been a CERTIFIED FINANCIAL PLANNER® practitioner ever since.
Whilst being head of Sales Support at Sanlam Trust, he decided to transfer to Glacier Financial Services in 2008 where he spend the next 7 years as a product specialist in the investment platform business of Sanlam.
He left the corporate world in 2015 to pursue a career as financial adviser in the Sanlam Group. In January 2017 he joined Finfocus where he actively tends to his clients who are mainly based in the Stellenbosch, Somerset West, Durbanville and Winelands areas. He joined Finfocus in January 2017.
Andries believes that any savings is the result of disciplined sacrifices made by the individual and therefore deserves dedicated and specialist attention, regardless of the amount involved.
He has a special interest in getting clients to save enough to be able to retire with dignity. The correct combination of investment “vehicles” and portfolio construction are key elements together with the quantum of the savings.
Andries is married to Francien, a radiologist. They have two children. He loves the outdoors, traveling and mountain biking.
B COMM in Financial Planning (US) – 2010; ; Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2015; CFP® – 2016 ; and Post Graduate Diploma in Tax Law (US) – 2017.
Liezle completed her B.Comm in Financial Planning as well as her Postgraduate Diploma in Financial Planning at the University of Stellenbosch. After two years of teaching in South Korea, she joined Insight Private Wealth Management in Cape Town and Liezle qualified as a CERTIFIED FINANCIAL PLANNER ® in 2016 and obtained her Post Graduate Diploma in Tax Law in 2017.
Whilst working as a para-planner for Insight Private Wealth Management, an independent niche financial wealth management firm, Liezle gained valuable experience in Risk management, Retirement planning, Investment Planning and Employee Benefits.
She focuses on providing sound financial advice to her clients taking into account their personal needs and financial circumstances. This involves investment planning, retirement planning, risk management and tax consulting. Liezle does not have any gender or age preferences with regards to her clients. Her clients are mainly based in Durbanville, Cape Town, Stellenbosch, Somerset West and in the Winelands. She is a strong believer in advising and educating her clients to understand and take control of their own financial well-being.
She enjoys hiking, reading and socializing with friends in her free time
NQF 6: Financial Planning – Milpark. Currently part time studying towards CFP® with Milpark.
Cornel joined Finfocus on 1 August 2017 as an adviser.
She started her Financial Planning career in the Health industry in 2004, but progressed to Risk and Investment planning in 2010.
She has been an independent financial adviser in the Northern Suburbs in Cape Town ever since. She enjoys any opportunity to assist clients with their financial planning needs, having their best interest at heart.
She is passionate about Investment planning. However, she enjoys helping clients determine their risk areas, providing them with sufficient information and then finding suitable solutions to address their individual needs. It is important to her that clients understand the risks and products, hence her strong focus on educating clients. Contact Cornel if you need assistance with your Medical Aid, Gap cover, life insurance, retirement or investment planning.
Although she has no preference regarding her client base, she finds great satisfaction in helping young adults to build their financial portfolio and structure their financial future. Being part of a client’s financial journey from day 1 for the long term, is her aim.
Cornel resides in Durbanville, has been married to Peter Steenhuis for over 15 years and they have a daughter, Emma. As a family they enjoy watching movies and listening to music. Cornel has a background in music and therefore enjoys composing music, playing the piano and singing in her leisure time.
B COMM in Financial Planning (US) – 2010; Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2012; CFP® – 2014.
Elzanne started working at Finfocus in January 2011. She obtained a B.Comm Financial Planning degree at the University of Stellenbosch and a Post Graduate Diploma in Financial Planning at the University of Stellenbosch Business School (USB). She is a qualified CERTIFIED FINANCIAL PLANNER® practitioner and successfully completed the first level of the Regulatory Exams as required by FAIS legislation.
Her dream is to help others with their financial planning in order for them to sustain a better lifestyle. She believes that a Financial Adviser can add significant value to clients’ lives by thoroughly considering every aspect of their financial position, constructing a suitable financial plan for them and helping them make informed decisions. Elzanne works in close partnership with Schalk van Niekerk to service his clients effectively.
Adri started in the life assurance industry in 1995 and joined Finfocus in January 2004. She is the Managing Director’s assistant and manager of the Admin Team.
She has a passion for client service and an eye for detail. She will try to quickly sort out a problem before it becomes an issue for the client.
Monique completed her school career in Stellenbosch. After school she spent 5 years in the United States when she was the holder of a tennis scholarship. She loves sports , especially tennis.
Monique is married to Morkel and they have two children. Monique is a natural mother and enjoys this season in her life.
Monique is a Finfocus colleague for almost a decade and she enjoys every day at work. She loves people and she enjoys serving and supporting people, whether it is a colleague or a client.
Antoinette has more than 30 years’ experience in the life assurance industry. She spent the first 28 years with corporates and the past two at independent financial adviser firms.
Her past experience at large life assurers has given her valuable insight in how to deal with product providers, financial advisers and clients. She has a passion for client service and it is key to her to deliver such good service that clients will always remember it.
She is the mother of two and the grandmother of three.
BA, BA Hons (English); Secondary Teacher’s Diploma (STD); BA Hons (Latin); BA Hons (Greek); MA (Latin); DLitt (Greek); Post Graduate Diploma in Financial Planning (US); CFP®, General Tax Practitioner (SA)™.
Sjarlene has taught at Stellenbosch University for many years. She served as a member of the University council, was a trustee of the University provident fund (USAF) and member of the University committee for medical aid and insurance. Professionally she came late to the financial planning environment, but the enthusiasm for numbers and matters financial has always been there. She has joined the Finfocus team most recently as part of Finfocus X-tra Client Services. She is passionate about service, whether as a teacher trying to get a student to be the best they can or as a service provider helping a group of people or a client to manage in the best possible way.
Sjarlene is married to Johan Thom and they have two children, Mia and Niël. The family enjoys cooking together, with some members being more gifted in this direction than others. Sjarlene loves reading, travelling, entertaining and walking.
B.Acc (US) – 2001; Hons B.Compt (UNISA) – 2002; CA (SA) - 2005
Marga completed her audit articles with Rademeyer Wesson. After qualifying as Chartered Accountant, she started working for Christo Wiese where she obtained valuable experience in financial management, structured finance and taxation on foreign income. She then decided to spread her wings and moved to London where she entered investment banking and worked for Deutsche Bank as a business analyst and project manager in global financial control initiatives.
Marga is passionate about adding value to small and medium businesses. She feels business owners and individuals must leave the accounting and tax in the capable hands of a professional so that they have more time to run their business and live life.
Marga is married to Xavier Murray and they have two young busy boys. When she has the time, she enjoys reading, travelling and training for events. Her biggest sporting accomplishment is running two full marathons in one week!
Gerhard joined Old Mutual as an advisor after a seven-year-career as a teacher. He was an advisor for 11 years at Old Mutual. As an advisor he noticed the need and shortage of tax skills and knowledge amongst clients. He then qualified in the field of personal income tax and then started his own tax practice in 2005.
After a few years on his own, he joined Finfocus in 2009 where he became the Accountant that managed the finances as well as the payroll whilst he continued to assist clients with their tax affairs.
Gerhard is married to Carin, a teacher , and they have two daughters who are studying towards qualifications to become a teacher and a physiotherapist respectively.
Gerhard loves sport and the outdoors and he and his family enjoy camping events. He is fond of canoeing and holds Springbok colours in this sport. He also a canoe veteran and completed his 36’st Berg River Canoe marathon this year. Gerhard is also a keen golfer with a handicap of 15.
B.Comm (US) - 1999; B.Comm (Hons) (US) - 2000
Marius obtained his B.Comm and B.Comm Honours degrees from the University of Stellenbosch. After graduating from Stellenbosch he worked at several financial services companies. Marius has been with Finfocus since October 2014 and assists advisers with investment summaries.
Gerhard is one of the newest members of the Finfocus team. He is the administrative assistant to Ella Olivier (no relation) for the short term insurance part of our business.
Gerhard was born in the eastern Free State where he spent his first 10 years, before moving to Namibia and finally settling in Cape Town where he has lived for the past 9 years. After matriculating from Stellenberg High School in 2007, he completed an Advanced Certificate in Business Management from the London School of Business Management. He is currently studying towards completing a Higher Certificate in Short-term Insurance through Milpark Education Group.
Gerhard has worked in many industries including Construction, Retail, Accounting and Water Engineering. He has become a bit of a Jack of all trades, but is now looking forward to be fully involved with his passion for short-term insurance and risk management.
Gerhard enjoys creating efficient solutions to both insurance and administrative problems for Finfocus clients. He finds joy in using his technology skills to streamline processes for everyone that he deals with.
He loves Rugby and enjoys listening to custom and rock music.
Brent majored in Finance and Investments for his B.Comm (General Studies) degree, received from the University of the Western Cape in 2018. Born and raised in Belhar, Cape Town, he attended Parow-North Primary School, and Matriculated from Elsies River High School in 2009. At school he loved Accounting and entered University as an aspiring accountant but later realised that his passion was really in investments and financial planning. He works as Broker Support and aspires to practice as a CERTIFIED FINANCIAL PLANNER®.
Brent is an active member of his church and currently serves as the assistant secretary. He enjoys expressing creativity in music and learning new things.
Qualification: NQF 4, NQF 5 & NQF 6 (secretarial)
After many years in a corporate environment, Sarette focussed on her family for the past few years. She joined the Finfocus team on 1 February 2020 as Administrative Assistant and broker support.
She is ready for this new challenge and is eager to assist colleagues and clients alike.
Sarette was born in Stellenbosch and grew up in Somerset West. She obtained her NQF 6 Secretarial Certificate in 1995 at Stellenbosch College.
Sarette and her husband enjoy spending most of their free time next to the sports fields supporting their two children, who are both sports enthusiasts.