Meet the financial experts

Gerhard is the Chairman of Finfocus and brings a lifetime of experience in financial services and corporate leadership. He dedicated his entire professional career to Old Mutual, holding various management roles and culminating in his appointment as Managing Director of Old Mutual South Africa in 2001.

Throughout his career, Gerhard has also served as a director for numerous organisations, including Transnet, Nedbank, Imperial Bank, CG Smith, Stellenbosch University, and various Old Mutual affiliates in the UK, Channel Islands, Bermuda, and South Africa. His guidance and strategic insight continue to shape the vision and governance of Finfocus.

Gerhard is married to Di and is a proud father and grandfather. He enjoys reading, travelling both locally and internationally, and relaxing at the family vacation home on the West Coast.

Schalk is a founding partner and Managing Director of Finfocus, bringing over 25 years of experience in the financial services industry. He holds a BA in Law and Economics from the University of Stellenbosch, a Post Graduate Diploma in Financial Planning, and an Advanced Post Graduate Diploma in Financial Planning (Investments) from the University of the Free State. A practising CERTIFIED FINANCIAL PLANNER®, Schalk takes a holistic approach to financial planning, creating personalised strategies tailored to each client’s unique needs.

With a strong focus on client relationships, he ensures that clients’ financial actions are considered and their portfolios optimised. Schalk also specialises in business assurance and employee benefits for small to medium-sized companies, providing comprehensive solutions for both individuals and businesses.

Married with two daughters, Schalk brings the same energy and enthusiasm to life outside the office, enjoying a range of exciting and adventurous pursuits that reflect his dynamic personality.

Gerbus brings decades of leadership experience in the financial services industry, having held senior roles across major banking and brokerage firms. As an independent director at Finfocus, he contributes his expertise to guide the firm’s strategy and ensure strong governance.

He is passionate about using his knowledge to mentor and inspire the next generation, believing that success comes from integrity, honesty, and a thoughtful approach to every challenge.

Outside of the office, Gerbus is a devoted husband, father, and grandfather. He is an avid nature photographer, particularly of birds, and enjoys spending extended time camping to capture the beauty of the outdoors.

Marga began her professional career at PKF Bellville in 2001. After qualifying as a Chartered Accountant, she joined Christo Wiese, where she gained valuable experience in financial management, structured finance, and the taxation of foreign income. In 2007, Marga broadened her horizons and moved to London, where she entered the world of investment banking. She joined Deutsche Bank as a business analyst and project manager, contributing to global financial control initiatives.

After returning to South Africa, Marga joined Finfocus in 2018 as a Tax Practitioner, assisting clients with tax submissions, payroll, and accounting. After seven tax seasons, she transitioned into a financial management role within the company and now serves on its board of directors.

Marga is married to Xavier Murray. When she’s not balancing the books or acting as ‘mom’s taxi’ to their two busy boys, she enjoys training for endurance events and dreaming up her next travel adventure.

Willem is a CERTIFIED FINANCIAL PLANNER® with expertise in investments, retirement, and estate planning. He is passionate about helping clients achieve their goals through clear, practical, and results-driven strategies, providing guidance that empowers them to make confident financial decisions.

Since joining Finfocus in 2016, he has built strong relationships with clients, guiding them through important financial decisions and helping them navigate complex planning challenges with confidence. Willem takes a holistic approach to financial planning, ensuring that each client receives tailored advice that considers both current needs and long-term objectives.

Outside of work, Willem enjoys running, mountain biking, kiteboarding, and spending quality time with his wife and two children.

Andries, originally from Durban, KwaZulu-Natal, holds B.Comm and LLB degrees from Stellenbosch University. He began his career as an attorney before moving across to the Sanlam group where he achieved his CERTIFIED FINANCIAL PLANNER® status in 2001. After spending seven years with Sanlam Investment platform Andries joined Finfocus as a financial planner. Andries combines his investment experience and expertise with a passion for helping clients achieve their financial goals and secure a dignified retirement.

Since joining Finfocus in 2017, he has dedicated himself to providing tailored guidance and specialist attention to every client’s savings, no matter the size.

Outside of work, Andries enjoys outdoor activities, travel, and mountain biking, and shares his life with his wife Francien, a radiologist.

Amy is a founding partner and Director of Finfocus. She served as Managing Director from 2003 to 2018 and practised as a CERTIFIED FINANCIAL PLANNER® until 2020.

Now retired, Amy continues to provide financial advice to a limited number of clients, primarily family, and does not accept new clients.

Callie grew up in Springbok and completed his BA degree at Stellenbosch University before starting his career as a financial advisor at Old Mutual. With extensive experience in client service and leadership, he earned International Quality Awards and led a team of seven advisors. He holds a Post Graduate Diploma in Financial Planning and is a CERTIFIED FINANCIAL PLANNER® practitioner.

Callie specialises in investment, retirement, and estate planning, guiding clients of all ages to achieve their financial goals – he champions holistic financial planning.

Outside of work, Callie enjoys golfing and spending quality time with family and friends, finding fulfilment in positively impacting his clients’ lives.

CJ grew up on a farm near Piet Plessis in the North West province. He holds a law degree and a master’s in the law of contracts, is an admitted attorney, and has lectured at the University of the Free State. He is also a CERTIFIED FINANCIAL PLANNER® and a Chartered Financial Analyst, combining legal and financial expertise to provide clients with well-rounded advice.

Known for his holistic approach, CJ prioritizes his clients’ needs and interests, guiding them through financial planning with insight and precision. He has a particular passion for investments, behavioural aspects of investing, estate planning, tax planning, and personal risk management.

Outside of work, CJ is a devoted husband, proud father of three sons, and an avid sportsman.

Elzanne brings precision and expertise to every task she undertakes at Finfocus, where she has been a valued team member since 2011. With a B.Comm in Financial Planning from Stellenbosch University and a Post Graduate Diploma in Financial Planning from the University of Stellenbosch Business School (USB), she is a qualified CERTIFIED FINANCIAL PLANNER® practitioner and has completed the first level of the regulatory exams required by FAIS legislation.

Elzanne works closely with Schalk van Niekerk, providing meticulous support for his clients. She is detail-driven and consistently advocates for clients’ interests, helping to resolve any issues that may arise with companies. While she does not provide advice to her own clients, her expertise ensures that Schalk’s clients receive thorough, well-managed support.

Outside of work, Elzanne enjoys spending quality time with family and friends.

Andrea joined Finfocus in 2021 as a Para Planner and has since been working closely with Willem Mans to support clients, while also building her own practice. As a qualified CERTIFIED FINANCIAL PLANNER®, she is passionate about helping clients navigate their financial journeys with confidence, providing holistic planning that considers every aspect of their financial wellbeing.

With a commitment to making a meaningful difference, Andrea believes that thoughtful financial planning is not just about numbers — it’s about empowering clients to achieve their goals, protect their loved ones, and create the lifestyle they desire. Her approachable style and dedication make her an adviser clients can rely on at every stage of life.

Originally from Bloemfontein, Andrea now enjoys living in Stellenbosch, enjoys staying active, spending time with friends, and making the most of moments with family.

Carl, a long-time resident of Stellenbosch, completed his schooling at Paul Roos Gymnasium before earning a BComm in Management Science from Stellenbosch University. He went on to complete his Post Graduate Diploma in Financial Planning at Milpark and successfully passed his CFP® board exams in 2022. He is now a CERTIFIED FINANCIAL PLANNER® at Finfocus.

Since joining the team in 2022, Carl has been dedicated to helping clients navigate their financial journeys with confidence. He believes that proper financial planning can significantly impact how comfortably a person lives and retires, and he focuses on providing tailored solutions to prepare clients for both expected and unexpected life events.

Carl has a particular interest in investments and champions independent financial advice, ensuring that each client receives a strategy suited to their unique needs. Outside of work, he enjoys spending time outdoors, engaging in action sports, travelling, and connecting with family and friends.

With over 26 years of experience in tax auditing, Annalize brings deep expertise and resilience to the financial services industry. Since joining Finfocus in July 2025 as an Accountant and Tax Administrator, she has played a dual role — managing tax returns during the busy season and providing year-round accounting for clients and compliance support for the firm.

Her endurance and commitment are especially evident during high-pressure periods, where she consistently delivers accurate, timely results. What she values most about her work is the opportunity to help clients gain a clearer understanding of their financial position, enabling them to make informed and confident decisions.

Outside of her professional life, she finds balance and inspiration in nature — a space where she recharges and reflects

Adri began her career in the life assurance industry in 1995, building a strong foundation in client service and administrative operations. She joined Finfocus in 2004 and has since become a vital part of the team.

As the Managing Director’s assistant and manager of the administration department, Adri plays a central role in making sure everything behind the scenes runs smoothly. She is known for her proactive approach and sharp attention to detail—always aiming to resolve challenges before they reach the client. Her calm efficiency and deep knowledge of processes make her a dependable presence for both clients and colleagues.

Adri is the quiet force that helps keep Finfocus on track, combining professionalism with genuine care in everything she does.

After completing her schooling in Stellenbosch, Monique dedicated six years to her tennis career in Germany and the United States, spending five of those years in the US on a tennis scholarship. During this time, she earned her Bachelor of Arts degree in Sociology from the University of Oklahoma and gained invaluable international experience.

She joined the Finfocus family in 2007 and has since become known for the warmth and genuine care she brings to both clients and colleagues. With a passion for helping others, she finds purpose in making a meaningful difference wherever she can.

A proud mother of two—one an adult and one a teenager—Monique embraces family life while balancing her professional role with dedication and heart.

Antoinette brings extensive experience from decades in the life assurance industry, having worked with both major providers and independent advisory firms before joining Finfocus. This background gives her unique insight into navigating the needs of product providers, financial advisers, and clients alike.

At Finfocus, she is driven by her passion for client service, always striving to deliver the kind of support that leaves a lasting impression. Her ability to combine efficiency with empathy makes her a trusted point of contact for clients and colleagues.

Outside of work, Antoinette treasures her role as a mother and grandmother, finding joy in time spent with her family.

Brent joined Finfocus after completing his B.Comm in Finance and Investments at the University of the Western Cape in 2018. Originally from Belhar in Cape Town, he discovered his passion for investments and financial planning during his university studies, shifting from an early interest in accounting to a career where he can help people make smart, informed decisions about their money.

As part of the broker support team, Brent plays a key role in keeping operations running smoothly while gaining valuable experience in financial planning.

Outside of work, he enjoys expressing himself through music and exploring new interests with curiosity and creativity.

After many years in the corporate environment, Sarette took time to focus on her family before joining Finfocus as an administrative assistant and broker support. Her strong organisational skills and supportive nature make her a reliable resource for both colleagues and clients.

She has built her life in the Winelands and brings the same sense of steadiness and commitment to her role at Finfocus.

Outside of the office, Sarette and her husband enjoy supporting their children in their pursuits and spending quality time together as a family.

Sofia was born in Williston in the Karoo and moved to Wynberg before the age of 19, where she began working at a young age. She later settled in the Eersterivier and Stellenbosch area, where her two sons were born.

Sofia loves her role at Finfocus, always making sure everyone around her is happy. Her infectious laughter and positive attitude bring warmth to the office, and she takes great pride in supporting the team. She hopes to continue being a valued part of Finfocus for many years to come.