BA – Law & Economics (US); Post Graduate Diploma in Financial Planning (PGDFP) (UOVS) – 2000; Advanced Post Graduate Diploma in Financial Planning (UOVS) – 2002; CFP® - 2000
Schalk is one of the founding partners and Managing Director of Finfocus. He started in the industry in 1996 as a broker consultant for Old Mutual after he completed his BA Law and Economics degree at the University of Stellenbosch.
In July 2000 he started consulting with clients directly as part of a team that established the high net worth client advice arm of Old Mutual. He realised early on the need for true independent advice and became an independent financial advisor in November 2001.
He completed both his Post Graduate Diploma in Financial Planning and the Advanced Post Graduate Diploma in Financial Planning (Investments) at the University of Free State. He is a practicing CERTIFIED FINANCIAL PLANNER® professional.
He has a holistic approach to financial planning and takes trouble in developing a personalised financial plan based on the needs of his clients. This approach presupposes that he sees individual clients regularly whether they are based in the immediate vicinity (Franschhoek, Stellenbosch, Somerset West, Strand), slightly further afield (in Durbanville, Cape Town and Century City) or even in the Pretoria-Johannesburg area. This personal contact ensures that his clients can rest assured that any financial action that they take, is taken into account and that their financial allocations are optimised and correctly applied.
He also advises on business assurance and markets employee benefits for small to medium companies.
BA (US) – 1977 ; HDB (US) – 1978 ; ILPA (UOVS) – 1994 ; CFP® - 1994
Amy acts in different capacities within the company. She is a founding partner, Director and a practising CERTIFIED FINANCIAL PLANNER® with an established practice.
She loves consulting with individual clients in order to create holistic and personalised financial plans, including estate planning. She further focuses on investment advice and the management of investments – be it lump sum investing, recurring savings or investment advice and management of funds for or at retirement. When her clients require risk products – be it short term or life assurance - one of her colleagues with expertise in risk products, will act as co-adviser.
In the past she had no preferences with regards to clients’ age, gender or profession and therefore has a very interesting and diverse practice which also happens to cover most of South Africa, with most of her clients in the Stellenbosch, Cape Town and the Winelands area. Due to the size of her practice, she nowadays focuses on clients over the age of 53 in need of investment advice, as well as planning for retirement and advice, implementation, monitoring and review of investments post retirement.
She studied at the University of Stellenbosch, has been an adviser for more than 27 years and a CERTIFIED FINANCIAL PLANNER® practitioner since 1994. She also has experience as a part time lecturer in Financial Planning at the University of Stellenbosch.
She is married to Anton, an academic, is the mother of three grown up sons and grandmother of three. She loves reading, travelling, entertaining and to spend time at Ngwenya Lodge and the Kruger National Park. She believes that all of us have a civil and social responsibility to contribute towards the improvement, care and nurture of one’s own community – be it skills, time or money – to make your own community a working and thriving environment and South Africa a better country.
BA (US) – 1982; Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2006; CFP® - 2007
Callie grew up in Springbok where he matriculated in 1972. After completing his BA degree at Stellenbosch University he joined Old Mutual in Stellenbosch as a Financial Adviser. During his 25 years with Old Mutual he won various International Quality Awards for client service and he also managed a team of seven advisers.
Since joining Finfocus in 2003 as a partner and company Director, he completed a Post Graduate Diploma in Financial Planning and is a CERTIFIED FINANCIAL PLANNER® Practitioner. Callie gained experience as an Associated Member of the Professional Risk Analysis Practitioner Association (PRAPA), an independent Broker Network that provides business owners with a holistic analysis and an in-depth audit of all aspects of business risks.
Callie has a keen interest in investment-, retirement- and estate planning and enjoys working with older clients. He also likes to develop individual financial plans for the younger generation that will help them realize their financial dreams.
He believes new generation risk products providing cover against severe illnesses and frail care, even after retirement, should form part of a holistic financial plan. He encourages his younger clients to start investing from an early age for adequate retirement provision.
Callie likes to play golf and to spend time with his family and friends.
It brings him joy to know that he has contributed in a positive way to a client’s personal well-being.
BA (UNW) - 1984; Higher Certificate in STI (NQF5) (LIISA) - 2013
Ella obtained the B.A. degree from the University of Northwest and afterwards worked for an insurance company for 20 years in different capacities. As Broker Consultant for 2 years, 12 years as Underwriter and 6 years as Underwriting Manager. This puts her in the fortunate position of knowing what insurance companies’ expectations are. She joined the Finfocus team in 2006 as the company’s short term advisor. She obtained her Higher Certificate in Short Term Insurance (NQF5) with distinction and was accepted as Licenciate of the Insurance Institute of South Africa.
Ella does not have preferences regarding her client base and treats all clients with equal respect and attention. Her team consists of an assistant, Gerhard Olivier and you, the client. Without you there is no team. Our team wants to solve your problem, provide you with the best options available in the market and suitable to your particular needs. Ella’s clients are based all over the Boland Stellenbosch-Somerset West districts and the Winelands area. The claims process is always an area of inconvenience, therefore we strive to make your claims experience as painless as possible. For you, we will walk the extra mile and it really helps that Ella knows the area where her clients live.
We stay on top of new developments in the insurance market and increase our knowledge and expertise by attending courses and workshops. Knowledge empowers us to ensure that you benefit from your short term insurance experience.
Ella loves her challenging career, but as with all balanced environments, it is not all hard work and no play. Just like you, she needs to take time out every now and then just to recharge the batteries and refocus. Ella found that painting, writing and reading “beams her up Scotty” to another universe and “may the force be with us then”.
Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2018; CFP® 2019.
After living in the UK for almost 10 years, Willem and his family decided to move back to South Africa. He joined Finfocus in June 2016 and has a real passion for assisting individuals and businesses with their financial planning needs. He has been very involved with his growing client base in Cape Town, Durbanville, Paarl, Somerset West and Stellenbosch area, as well as the Winelands in general.
Willem holds certificates in Higher Financial Planning (NQF5), Advanced Financial Planning (NQF6) and Financial Management (UNISA) and completed his Post GraduateDiploma in Financial Planning at the University of Stellenbosch Business School (USB) and his CFP® in 2019. Willem believes in independent financial advice and can assist his clients with investments, individual and business risk planning, estate and retirement planning, employer benefits, medical aid and gap cover.
Willem enjoys running, mountain biking and spending time with his wife and 2 children.
Plan – We ‘plan’ our lives on an everyday basis. If you want to plan for your future you need a financial plan that was created, taking your needs and abilities into consideration. We have to plan for life changing events (injury, illness, hospitalisation, etc.), the house or car we want to buy and retirement.
Protect – We protect ourselves and our loved ones by locking our doors, fastening our seat belts, having medical aid, severe illness cover and most importantly protecting our biggest asset, our ability to earn an income.
Provide – When we start our working life, we start to provide. We need to ensure that we can pay our daily expenses for example rent, mortgage, children’s education, food on the table, etc. and look at the financial impact it would have if one or both ‘providers’ fall away.
Prosper – by planning, protecting and providing we enable ourselves to prosper. We all want to be in a good financial position during our lifetime and especially at retirement.
LLB (US) - 1995; Post Graduate Diploma in Financial Planning (PGDFP) (UOVS) – 2001; and CFP® - 2001.
Andries was born and raised in Durban, KwaZulu-Natal. After his national service he found his way down to Stellenbosch where he obtained B Comm and LLB degrees in 1993 and 1995.
He qualified as a practising attorney but after a short legal career joined Sanlam Trust as an Estate and Trust Consultant in 2000.
He obtained his Certificate in Financial Planning in 2001 and he has been a CERTIFIED FINANCIAL PLANNER® practitioner ever since.
Whilst being head of Sales Support at Sanlam Trust, he decided to transfer to Glacier Financial Services in 2008 where he spend the next 7 years as a product specialist in the investment platform business of Sanlam.
He left the corporate world in 2015 to pursue a career as financial adviser in the Sanlam Group. In January 2017 he joined Finfocus where he actively tends to his clients who are mainly based in the Stellenbosch, Somerset West, Durbanville and Winelands areas. He joined Finfocus in January 2017.
Andries believes that any savings is the result of disciplined sacrifices made by the individual and therefore deserves dedicated and specialist attention, regardless of the amount involved.
He has a special interest in getting clients to save enough to be able to retire with dignity. The correct combination of investment “vehicles” and portfolio construction are key elements together with the quantum of the savings.
Andries is married to Francien, a radiologist. They have two children. He loves the outdoors, traveling and mountain biking.
B COMM in Financial Planning (US) – 2010; ; Post Graduate Diploma in Financial Planning (PGDFP) (US) – 2015; CFP® – 2016 ; and Post Graduate Diploma in Tax Law (US) – 2017.
Liezle completed her B.Comm in Financial Planning as well as her Postgraduate Diploma in Financial Planning at the University of Stellenbosch. After two years of teaching in South Korea, she joined Insight Private Wealth Management in Cape Town and Liezle qualified as a CERTIFIED FINANCIAL PLANNER ® in 2016 and obtained her Post Graduate Diploma in Tax Law in 2017.
Whilst working as a para-planner for Insight Private Wealth Management, an independent niche financial wealth management firm, Liezle gained valuable experience in Risk management, Retirement planning, Investment Planning and Employee Benefits.
She focuses on providing sound financial advice to her clients taking into account their personal needs and financial circumstances. This involves investment planning, retirement planning, risk management and tax consulting. Liezle does not have any gender or age preferences with regards to her clients. Her clients are mainly based in Durbanville, Cape Town, Stellenbosch, Somerset West and in the Winelands. She is a strong believer in advising and educating her clients to understand and take control of their own financial well-being.
She enjoys hiking, reading and socializing with friends in her free time
NQF 6: Financial Planning – Milpark. Currently part time studying towards CFP® with Milpark.
Cornel joined Finfocus on 1 August 2017 as an adviser.
She started her Financial Planning career in the Health industry in 2004, but progressed to Risk and Investment planning in 2010.
She has been an independent financial adviser in the Northern Suburbs in Cape Town ever since. She enjoys any opportunity to assist clients with their financial planning needs, having their best interest at heart.
She is passionate about Investment planning. However, she enjoys helping clients determine their risk areas, providing them with sufficient information and then finding suitable solutions to address their individual needs. It is important to her that clients understand the risks and products, hence her strong focus on educating clients. Contact Cornel if you need assistance with your Medical Aid, Gap cover, life insurance, retirement or investment planning.
Although she has no preference regarding her client base, she finds great satisfaction in helping young adults to build their financial portfolio and structure their financial future. Being part of a client’s financial journey from day 1 for the long term, is her aim.
Cornel resides in Durbanville, has been married to Peter Steenhuis for over 15 years and they have a daughter, Emma. As a family they enjoy watching movies and listening to music. Cornel has a background in music and therefore enjoys composing music, playing the piano and singing in her leisure time.