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Money Tip of the Month

January 2020 | "A New Year’s resolution that can result in a personal financial revolution, is to strictly adhere to your budget this year! A budget is a detailed plan how to best spend your money to ensure that you live within your means and plan for unforeseen expenses. If you need help with it, contact your financial adviser."
December 2019 | "There is no such thing as easy money."
November 2019 | "To avoid overspending, make a list when you go shopping & stick to it."
October 2019 | "No matter what you earn, save! Savings bring rewards."
September 2019 | "Spend your money wisely – budget your spending."
August 2019 | "Credit costs more than cash."
July 2019 | "Children who work for their pocket money learn what it takes to earn an income."
June 2019 | "Budgeting is a skill – you have to get ‘fit’ for it over time and with effort."
May 2019 | "Spend less than you earn and save every month to become financially independent."
April 2019 | "Don’t buy what you want – buy what you need."
March 2019 | "Live within your means – and know what they are. A budget is a tool to make sure you live within your means and get the most out of your money."
February 2019 | "Start planning for retirement when it’s still the last thing on your mind."
January 2019 | "A dream is just a dream. A financial goal is a dream with a budget, a financial plan and a deadline."
December 2018 | "Financial goals are achieved when opportunities are seized and opportunities multiply as they are seized."
November 2018 | "Even if you don’t earn much, save. Over time your savings could “earn” more than you!"
October 2018 | "You do not have to be rich to invest—you just have to start."
September 2018 | "If you think plastic money is money you have available on your credit card—think again. In reality it’s money you do NOT have."

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