We believe that a holistic approach to financial planning enhances the emotional and financial well-being of the client.
Personal financial planning and management can be grouped as follows:
Risk Management
- Insuring of physical assets
- Provision for medical and illness related expenses
- Income protection
- Protection of personal and family assets and acceptable living standards
Lifestyle Management
- Accumulation, growth, preservation and management of wealth
- Accumulation of capital for a financially independent retirement
- Management of income and capital post-retirement
- Lifestyle management post-retirement
- Saving and investing in order to realise financial goals and dreams
Because we focus on your well-being and want you to realise your needs and goals
- Your priorities and goals serve as our starting point
- We build long-term relationships according to the six-step-principles of financial planning
- We give appropriate and independent advice that is not related to the marketing of a specific product or product provider
- Our fee structure is transparent
- We hold marketing contracts with various investment institutions and insurers
- We employ only well-qualified advisers – mostly Certified Financial Planner ® practitioners
- We offer continuous and focused client service
- We comply with the ethical codes of conduct of the Financial Planning Institute of Southern Africa (FPI) and the Financial Intermediaries Association of Southern Africa (FIA).
